Skip to content

Agent Free College Funding Quote

Need an agent? Click here!

 

Transform Their Dreams: Unlock College Savings Magic!

Attractive teacher helping her student in computer class at the university
Ever dreamt of giving your kids and grandkids the ultimate college experience without breaking a sweat? Introducing our exceptional solution for college savings - the Indexed Universal Life Insurance (IUL). Designed to provide you with the ultimate college funding strategy, the IUL stands head and shoulders above traditional plans like the 529.
Group of young college students sitting in the park
Picture this: as you save for your little scholars' future, IUL is right there, building up cash value like a pro. Plus, it's got your back with a solid life insurance policy – double win! But here's the mind-blowing part: the cash value growth is tax-deferred. Translation? No taxes gnawing at your precious growth, as long as the policy's active.
Clever attractive young female college student wearing glasses and holding a tablet computer in her hands standing in front of a chalkboard covered in equations in maths class smiling at the camera
Here's where the magic unfolds: IUL doesn't just twiddle its thumbs; it rides the wave of market indexes, like the S&P 500. That means you're surfing the market's ups, while the downs? No sweat – your account remains unscathed.

And guess what? Unlike those snoozy traditional college savings accounts, IUL breaks the mold. There's no cap on contributions. You heard that right – sky's the limit! Stack up that college fund without holding back, and thank us later.

Now, skepticism might creep in, but trust us, IUL is no illusion. It's the real deal, and we're the college savings wizards to prove it. Tailor-made IUL plans designed to fit your family's college dreams? We're all about that.

So, if you're ready to give your kiddos and grandkids the college dreams they deserve, it's time to cozy up to IUL. Kovach Consulting Group is your backstage pass to this financial marvel. Let's make those college dreams tax-free realities. Your kids and grandkids are about to experience the royal treatment of education planning.

Now, I know this might sound a little too good to be true, but I assure you, IUL is a legitimate and powerful strategy for tax-free retirement. It's important to work with a knowledgeable financial professional who can help tailor an IUL policy to your specific needs and goals.

So, if you're ready to take control of your retirement and enjoy tax-free income, an IUL might just be the perfect solution for you. Reach out to us at Kovach Consulting Group, and we'll help guide you on the path to a tax-free retirement. Let's secure your financial future and make those retirement dreams a reality!

Use the calculator below to adjust the monthly contribution to see college planning could look like.

Group of excited people jumping in their gradutation throwing hats
 
Curious on how to go through the system??
Scroll down to our resource section to see how to get your quote and application with our system.

Common College Planning Questions

Isn't saving for college hard? It seems more complex than a regular 529 Plan.
Navigating the complexities of Indexed Universal Life Insurance (IUL) for college planning can be overwhelming. However, at Kovach Consulting Group, we believe that simplicity shouldn't stand in the way of securing your children's or grandchildren's college dreams. That's why we have streamlined our IUL policies to be straightforward, easy to understand, and tailored to your college planning goals.

Straightforward Design:
Our IUL policies at Kovach Consulting Group are presented in a clear and straightforward manner. We aim to help you grasp your coverage with confidence by providing defined components such as death benefits, cash value growth, and potential tax-free retirement income.

Clear Projected Outcomes:
We understand the importance of simple projections in understanding your IUL policy. That's why we provide policy illustrations that depict potential scenarios in easy-to-comprehend terms, without confusing jargon or technical language.

Investment Made Easy:
At Kovach Consulting Group, we have made investment decisions simple by offering a limited range of investment options tied to market indexes. We believe in providing you with a clear path to informed decisions, without overwhelming choices.

Knowledge at Your Fingertips:
We believe in empowering you with knowledge and clarity. That is why we offer educational resources and dedicated support that are designed to address your questions and make understanding your policy a breeze. Our video training serves as a guided tour through the world of IUL.

Streamlined Essentials:
We understand that unnecessary extras can complicate matters. That's why our simplified IUL policies focus on delivering essential benefits without the extra fluff, allowing you to stay focused on your college planning goals.

Personal Touch:
At Kovach Consulting Group, we emphasize a personal touch. By partnering with a knowledgeable professional who speaks your language, you will have someone by your side to break down your policy and tailor it to your specific goals and risk tolerance. It's like having a financial translator right by your side.

Better Understanding, Better Decisions
We believe that simplicity leads to accessibility. By making IUL policies approachable, we are putting the power of financial protection and retirement planning right in your hands. With a better understanding of your options, you can make informed decisions and secure your family's education dreams.

At Kovach Consulting Group, complexity is out, and clarity is in. Our mission is to demystify IUL policies, ensuring you have the confidence to secure your family's education dreams without the headache of unnecessary complexity. Take the first step towards a simpler college planning journey by contacting us today.
How much should I contribute to my child’s college plan?

How much you should contribute to your child's college plan depends on several factors, including your financial situation, goals, and priorities. It's essential to consider your current income, expenses, and savings, along with any other financial obligations you may have.

To dive deeper into this topic and gain a better understanding of how much to contribute to your child's college plan, I recommend visiting our blog. In our comprehensive article, we provide expert insights and strategies for determining the appropriate amount to allocate towards your child's education. We explore factors such as the rising cost of tuition, financial aid options, and the importance of balancing college savings with other financial goals. With our blog serving as your guide, you can make informed decisions that align with your family's financial circumstances and aspirations for your child's education.

Scroll down to our College Planning Recourse Center to access our detailed blog post on determining the right contribution amount for your child's college plan.

It's essential to conduct thorough research, understand the policy's terms, and consult with Kovach Consulting Group to determine if an IUL policy aligns with your individual financial goals and risk tolerance.
Still unsure of what you might be looking for...
Get a quick interview to understand your needs and answers to your questions.

Briefly discuss your desires for your child or grandchild such as possible contribution amounts, educational goals, and what you want your childs future to look like.

Be pointed in the right direction and have clear picture on what the next steps will look like for you and your child.

Book Now
15-Minutes Complimentary online session